HR Associate at PyjamaHR
Views:128 Applications:1 Rec. Actions:Recruiter Actions:0
Medical Underwriter - Risk Assessment (7-20 yrs)
Medical Underwriter :
Expert Staffing Solutions is seeking an experienced Medical Underwriter to join our dynamic team. We offer a supportive and inclusive culture, along with industry-leading training and continuous education programs. The role provides a hybrid working environment, allowing for flexibility and work-life balance.
Roles and Responsibilities :
- Review and analyze medical, personal, and financial information to evaluate eligibility and risk for applications up to $25 million.
- Play a key role in risk assessment, decision-making, and communication for each application.
- Complete risk assessments on larger and more complex cases with higher premium and face amounts, with the ability to decline unacceptable risks.
- Complete classification for life and critical illness, making effective use of full signing authority.
- Apply holistic underwriting expertise in all areas, including medical, financial, and lifestyle factors to make sound underwriting decisions.
- Perform referrals with the aim of mentoring senior underwriters.
- Provide full explanations for all decisions and inquiries.
- Meet with advisors and firms, and deliver presentations that support underwriting philosophies.
- Take a leadership role in identifying areas of challenge and bringing forward recommendations for solutions.
- Be client and results-focused, using a proactive service orientation.
Candidate Qualifications :
- Client-focused with a passion for working towards a common goal on a high-performing team.
- Comprehensive risk analysis approach to medical and financial underwriting.
- 7 to 10 years of underwriting experience with technical underwriting skills.
- AALU designation and working towards the FALU designation.
- Visible and positive leadership that actively supports change.
- Exceptional reinsurance negotiating skills and empathy in interactions.
- Demonstrated awareness of trends and changes in medicine.
- Initiative to bring forward recommendations to operations teams and development and governance, as needed.
- Ability to build partnerships with advisors and wholesalers.